The great British Breakfast- in Calgary

English: The famous GNER Great British Breakfa...

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One of our great traditions- the great British Breakfast- but where can you find The Great British Breakfast in Calgary?

Well I have yet to find a place where you can get a true traditional /full works English/British breakfast, (but if anyone knows of any where- feel free to share ).

Of course there are a few places that do a good breakfast- but because they all use either the streaky bacon or the ‘Canadian back bacon’ (seems just like ham to me!) you can’t get a ‘true’ English/British breakfast. So we resort to ‘DIY’ but for that of course you need to know where to get the ‘real’ stuff.

I know of one great butcher shop, Scottish I believe, MacEwans down in the SW on elbow drive and also they supply to the Brit shops here I think too, such as Jolly Goods in Mckenzie Towne, the British Pantry on Northland Drive, NW,  The Scottish Shoppe and the 2 ‘Good taste of Britain’ shops – one in Eau Claire and one in Market Mall in NW.

However if you are in the super market and want to grab some good stuff for a decent breaky, I highly recommend Real Canadian Superstore where you can can get ‘real’ Wiltshire Bacon,  and this is the nearest to real bacon we have found. Also while you are there look for the ‘Bangers’ in the sausage department, labelled,’English Bangers’ these are quite authentic too, but sell out pretty quickly!!

At one time you could get Black Pudding (blood sausage it was called) in C0-op, but I have not seen this for a number of years. Again-a  butcher is your best bet for that. Mushrooms of course pretty easy- no particular preferences, and then it comes to beans. In our family we have remained particularly partial to British Heinz baked beans, and although they sell Heinz here,   they are just not the ‘same’ . I know many people still use them, and a good tip is the ‘no-name’ beans (in yellow label) at The Real Canadian Superstore. But for those of you who remain partial to the authentic Brit Heinz beans, we have to suck it up and be prepared to buy them at the Brit shops, approx $3+ per tin (but for us- it is worth it)- or convince your net set of visitors to bring you a 4 pack- mind you- it does tend to raise a few eyebrows!!

Tea- well I will leave that for another discussion-another day. So there you go- we have resorted to making our own good old Breat British Breakfast when we are in Calgary/ get the chance…. and  certainly really enjoy it when we do.

BUT if you DO know of any where in Calgary or surrounding area’s that does a good version- please let us know and we can try it out and spread the word.

English sauages( bangers ) in CalgaryCheers and all the best, Happy Frying!!

Mel
Real English Bacon-in Canada

How to Cope With the Cold Weather in Canada

How do Brits cope with the cold weather in Canada? I’ve just seen its minus 28. Can’t imagine that type of cold. Do things carry on as normal or do things stop etc?

Facing north, +15 sign and covered walkway lin...

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Great question,  so I know it ‘sounds’ unimaginable  the cold weather in Canada is really not as bad as it seems it is not too bad for several reasons:

1) Here in Calgary it’s a ‘dry’ cold and so as long as you have your extremities covered up-usually it is quite tolerable for short periods of time!

2) A lot of homes/apartments have garages- so you can choose not to be exposed if you have a car eg, house to car, then a lot of work places/shopping centres etc have indoor car parks.

3) If you work downtown- then they have a ‘unique’ indoor pathway above ground that links all the office blocks together (its called the + 15) 4) Even when the snow comes typically every one is ‘fairly’ prepared (although if it comes over night unexpected- the first morning can be a bit of ‘gong show’- but after that the roads get cleared and everyone carrys on).

Life stays pretty normal, with work, school etc- but if is -20 (or below) then kids don’t go out to play- otherwise they carry on with snow pants/hats gloves etc.

Also- there is so much ‘to do’ during the winter months, ice-skating, skiing, sledging, snow shoeing to name but a few- I lived in the Middle East (U.A.E ) for 3 years, and having lived with small kids there and now here, I can honestly say that the extreme winters here are MUCH ‘easier’ to cope with than the pounding heat of 40+ with 98% humidity. Here you can at least bundle up, and go out and enjoy… IF you want to………

Also on another note, Calgary/area is quite unique as we have ‘Chinooks’ which basically is a ‘warmer’ weather front/wind that comes in ‘warms’ everything up from time to time over the winter, so the really cold snaps generally only last from a few days to few weeks max. I have been here when it has gone form -35 to +15 in a matter of days- crazy really!

Also Calgary/Alberta is famous for its ‘blue skies’- and it really is quite stunning to see the snow covered Rockies in the distance against a brilliant blue sky…..THAT of course is my opinion- I guess not everyone feels the same about how they cope with cold waether in Canada,  but its how you ‘embrace’/choose to live it and note I do love the sun/warmth as much as anyone- but I guess what I am saying is that equally I love the diversity and different things that each season brings (the summers are quite hot too- with tons of out door opportunites- but that is a whole other subject!)

Cheers- and again any other questions, feel free to ask!

Mel McCartney

Pre-schools in Calgary

Pre Schools in Calgary

If you are living in Calgary (or moving to Calgary), and if you have small children, you will soon learn that your child won’t be starting ‘regular’ school at age 4 as they often can do in the UK, but there is always the option of a ‘pre-school’.

This is something that you have to pay for, and it starts at ages 3 or 4, but it is completely optional. It is not always structured- but is a great way to start developing social skills, and seperation, and hence a good way to ‘prepare’ a child for starting school. Of course they also do focus on developing fine and gross motor skills/creative play.

To find a list of current pre-schools in Calgary, a good resource is the Calgary’s Child Newspaper (which has lots of great info in)- and the hard copy of this can be picked up at most of the public facilites, eg Calgary Recreation Centres, and some of the supermarkets (eg Safeway) or you can search it in line and this link below is a direct link to the pre-school section.

www.calgaryschild.com/activity-guides/preschool-junior-kindergarten-and-private-school-guide

There are various types of pre-school, eg Montessori Programs (more independance focused and activities are ‘reality’ based), Play -based programs/learning through play (more hands on/social skills) and traditional learning (more structured/traditional school like setting) and so this may influence which type of program you decide upon. But another thing to consider is that some of these programs fill up very quickly, so you are best to start looking in to these options as soon as you can, and if there is not space for your first choice, try and at least get on a waiting list

However, if you are not quite ready to ‘send’ your child to a learning/play facility indepnedantly- there are of course many otpions , such parent toddler groups and variuos activities. Also, note the The Calgary British Expats Meet Up Group, is starting up a parent/toddler ‘meet up’ for parents with babies and toddlers,so a good way to meet a few new faces/get the children together.

If you have any other questions, or want more help with locating/choosing a ‘pre-school’ or finding a local play group, then please feel free to e-mail me or call- I am always happy to help.

Thanks

Mel

CALGARY NEWCOMERS’ CLUB

English: From top left, the Saddledome and dow...
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It’s always hard to make new friends when coming to live in a new city. Calgary Newcomers’ Club welcomes its members with opportunities for social interaction with other women of any nationality who are new to Calgary through shared interests and activities.

Founded in 1961 by Kay Dant, The Club just celebrated their 50th anniversary. Calgary Newcomers’ Club is a member of the National Newcomer’s Council of Canada.

Any woman who has moved to Calgary in the last 3 years or, by special motion of the Executive Board, within the past 5 years is eligible to join. We also accept applications from women who have experienced a major life change (employment, marital etc) who want to experience Calgary in a new way.

Some of the activities are: book clubs, mah jong, hiking and snowshoeing groups, walking groups, tennis, golf, pub night, pot luck dinner parties, wine tasting parties, lunch and coffee meetings at various locations around town.

A prospective member may attend a Hospitality Event where a member of the Club Executive Board will answer all her questions about the club. Just contact the club through the website or by phone.

There is annual fee of $40 to be a member.

Many great friendships have been made through CNC, enduring even after people leave the city. So have a look at the website, come to a hospitality event where you will be warmly welcomed into someone’s home and get meeting new friends straight away!

More information is available at www.calgarynewcomersclub.com or by calling 403-245-8993

Courtesy of Seema- a member of the Calgary Newcomers Club and also member of the Calgary British Expats Meet Up Group

Also, I have mentioned this one in a previous article- but  worth another ‘shout’ and this is the The Calgary British Expats Meet Up Group- check it out for local get together’s, be it a night at the pub, quiz, learn to dance, family outings or just a coffee, just a great way to meet new Brits and ultimately have a laugh!!

Brit newcomers always welcome- whether you have been here 1 week, month or a decade or 2!!

Thanks

Mel

To buy or to rent when you move to Canada?

When moving to Canada one of the first considerations you have to make is where you plan to live , followed by  do you rent or buy ?There is no real magic answer to this though,  as it depends largely on personal preference, circumstances and knowledge.

So my aim here  is to help provide you with some knowledge that  will help you weigh up your options, so that you can decide.

Map of Canada
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Because it is such a big change some people prefer to rent when they move here,whether it be for just a month or two, 6 months or more,  this gives you the ability to sort out other financial commitments first, and get a ‘feel’ for the communities/areas. If this is the case, one good place to look for a rental, is www.rentfaster.ca  . Here there are lots of private landlords and many of the rental agencies which advertise here, so is a good place to start.With regards to renting/tenants rights a good resource is www.servicealberta.ca/Landlords_Tenants.cfm.

Note most landlords ‘prefer’ long term rental agreements, but do feel free to ask for what you want, e.g. 6 months or so.

However,  if you want to ‘settle’ in and  want to take advantage of the slower market  and  low rates,(as of  Dec 2011) and hence plan to buy soon after your arrival, this most definitely can be possible, and financing (e.g. new mortgage)  when you are new to Canada is an option with a fairly low down payment,, but with the right steps in place. So,  if you are planning to buy fairly soon after your arrival- it is worth speaking to a mortgage broker well in advance ,if possible,  to make the transaction as smooth as possible, and so that you have all your ‘ducks in a row’ for when you move here. (see my local services section for 2 GREAT mortgage brokers- who have had much experience dealing with expats obtaining mortgages in Canada).

Or if you are simply unsure, and just want to discuss your options, and weigh up the pro’s and con’s, I am always happy to discuss, so feel free to email or call, having ‘been there,done it and got the t-shirt’ I am always happy to help.

Mel McCartney

Parks in Calgary- dogs

English: Canine friends enjoy Winter play at a...

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Calgary has many parks to enjoy and I will be focusing on of these over time, but for this one I want to focus on dog parks and some of Calgary’s dog owner bylaws. Calgary’s bylaw states that all dogs are to be leashed when they are not on the owners property, unless you are at one of the 149 (current as of Nov 2011)  Calgary ‘off leash’ areas, which are usually clearly signed.

You can go to this web link for info on these and up to date info direct form The City of Calgary

www.calgary.ca/CSPS/Parks/Pages/Locations/Dog-off-leash-areas-in-parks.aspx

Another thing to note is that on ALL pathways (even pathways in ‘off leash areas’ ) dogs still have to be on a leash if you are on the pathway. However, there is one place in Southland Natural  Area where dogs can be off leash in any area of the Park .
When using the off leash areas there are still some rules to observe:
Must maintain control of their pets and that pets obey their simple commands, be courteous to other dogs and pet owners, respect all wildlife and prevent dogs from chasing wildlife.
Also another big rule, which goes for the off leash areas and ALL public areas is picking up poop,  and dropping poop bags in the garbage can where provided- or take home. Failure to do this can result in a $250 fine (current 2011).
However, from my own observation, I am not sure that the fine is the biggest deterrent, as I generally  find that most dog owners here are very respectful and conscientious that there dogs don’t leave any unsanitary ‘parcels’  to surprise the general public and this is just another reason that makes Calgary so  clean and great  for all to enjoy.

Brits calling Canada Home

© Copyright 2010, Nolan Matthias

Purchasing a first home is an enormous financial step, and often marks the beginning of a different phase in our personal and financial lives. Imagine, then, what it’s like for new Canadians – arriving in a new country, and looking for a place they can call their own, in a country they’ve just begun to call home.

A growing number of Brits are choosing to call Canada “home”. According to Statistics Canada, more than a million new Canadians arrived between 2001 and 2006 – and that trend is expected to grow. For many of these new Canadians, purchasing a home is a top priority. If you are new to Canada, there can be some unexpected challenges, but the good news is that it is possible to find a place to call home, and there are plenty of professionals with vast experience in dealing with new Canadians.

The biggest hurdle of course is credit history. An international credit report is the first step to getting a mortgage in Canada. You can get one directly from the UK divisions of Experian (www.experian.co.uk) or Equifax (www.equifax.co.uk). You may also be able to obtain a reference letter from a recognized financial institution in your country of origin. Even though it is not required, it is a good idea to start establishing credit in Canada as soon as you can, this can be as simple as applying for a credit card or a car loan.

There are alternative ways to demonstrate creditworthiness that several lenders will recognize. For example, a year of timely payment history of your rent (to a non-family member) confirmed by a letter from the landlord and supported by bank statements.

Additionally, 12 months of payment statements for utilities, telephone, cable, or insurance premiums, or documented savings for 12 months.

Typically, with as little as three months of employment history, you can often secure a mortgage. And if you have arrived as part of a corporate relocation, you are exempt from this requirement.

A down payment of five percent is the minimum required and, in some cases, must come from your own resources, for example, your own bank account or investments. If you are not employed, a larger down payment will be required. In addition to income and down payment confirmation, the lender will also require a valid work permit or verification of landed immigrant status.

Getting independent mortgage advice is definitely recommended. The mortgage planners at Mortgage Architects are trained to help new Canadians navigate the challenges of homeownership, and have excellent relationships with a broad range of lenders. Many of these lenders have mortgage programs that are specially designed to help new Canadians into their first homes – and to minimize the usual hurdles they face. Mortgage planners have insight into this broad range of options, and when a lender introduces or modifies a program that will benefit new Canadians, they’ll hear about it. They are well-equipped to help you with your homeownership goals.

It can be a daunting experience for a new Canadian. The system is often unfamiliar, and they often can’t count on their financial history and reputation. But Mortgage Architects has helped many new Canadians, designing a mortgage that is part of a total financial plan for them. This kind of attention and expertise can make for a great start – and a lasting difference.

Courtesy of Nolan Matthias at :http://mortgage360.ca

Foods we love and miss- the Jaffa Cake Challenge

Jaffa Cakes! Living in Canada is really great- but invariably there are always some foods

Jaffa Cake carefully cut in half. Photo taken ...

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from the UK (or around the world!!) that we all miss. So I will be doing series of articles based on foods and what Brit foods you can get here and also some suggested substitutes.One of those, that I hear from tons of people are Jaffa cakes! There are a number of Brit ‘speciality’ stores in Calgary , that typically sell Jaffa Cakes, but of course as you would expect that come at a premium (but am sure most of us would say they are  worth it). The Brit ‘speciality stores that I know of are currently in Mckenzie Towne, called ‘Jolly Goods’ , one in North West the British pantry and then one in Eau Claire Mall and Market Mall, called Good taste of Britain, (but if anyone know of any other/where else that sellls Jaffa cakes- PLEASE let me know!)

HOWEVER, for those willing to try something a little different, and more ‘readily accessible’ when you do your general food shopping, there is another brand we have found VERY similar to Jaffa Cakes- with that lovely ‘orangey’ bit in the middle- but the chocolate is darker. These are LU- (brand) called Pims (not related to the drink!!) and you can find them in the biscuit section of The Real Canadian Superstore (and probably the Co-Op and Safeway).
These are REALLY lovely, very similar to Jaffa Cakes,  and in fact  our family actually prefer these now- so I encourage you, to take the Jaffa Cake /Pim’s challenge !!

 

While you are there- check out the Penguins and a few other of the President Choice  brand biscuits- all made in England !!!

Canadian Finance 101 – Taxation – Types and Rates

 

Despite being one country, federally regulated to some extent, Canada is divided into Provinces or Territories each of which operates at times as a separate entity, especially with regards to Taxation, and all Government Documents and Banking.

Alberta for example differs from other provinces in the way it charges tax. Whereas the UK has VAT, in Canada these taxes are often split into a GST (General Sales Tax) and a PST (Provincial Sales Tax). GST is set by the federal government and charged across all provinces and territories. As of Oct 2011 the current GST is 5%.

Alberta does not charge PST, so residents of Alberta benefit from the lowest rates of tax. Other provinces charge PST of varying rates, and some have even created HST (a Harmonised Sales Tax in which GST and PST are combined and charged on everything including food items usually exempt from PST). British Columbia for example had a PST of 7% so when they harmonised the Taxes, goods in BC had 12% added to them for Tax (5% GST and 7% PST).

Unlike in the UK where VAT is always included in the price, taxes are always added on afterwards at the till, so be sure to allow for this when making purchases.

Additionally wage structures in North America assume that a gratuity or tip will be added to most service roles, so when paying in a restaurant assume the menu will first have tax added, and then a tip will be expected on top of this total (15% being a typical standard, with 20% representing good service).

If you have further questions feel free to email me at simonpeterjackson@gmail.com

 

Thank you- Courtesy of fellow Brit Simon Jackson at Edward Jones

finding schools in Calgary

 

If you have school age (or near) kids, then sometimes the biggest decision when moving anywhere,  is finding a school. The first decision you have to make when moving to Calgary and surrounding areas, is what type of school.

So at a general level there are 3 types of schools:

1) Public – which are ‘state’ run (CBE-Calgary Board of Education)

2) Separate- which are actually Catholic (CSSD- Calgary Catholic School District)

3) Private

But within these categories, there are a whole range of ‘specialised’ schools too, such as Art, French, Spanish, special needs, sports etc . It comes down to preferences and often the community in which you live (but if you are interested in a particular school that is not designated for your area,  and if you are  prepared to drive , then if the school has allocated space for out of area students- you may be able to register- but you should check with each school on an individual basis).

Also, once a year there is a report that comes out in the Herald  newspaper, and there is also find an online version- and go to these link which show the best schools in Alberta, which cover Private, Public (state), Catholic and Alternate (e.g. Sports schools/special needs) etc….

If you are keen on a particular school- then it would be worth considering find a home within that community, or catchment area (as not all communities have all types of schools and so will designate a school in another community to service that area). However, the first thing you have to do, if your children are not Canadian citizens , and if you want to go to a ‘free’ school (i.e. public or seperate) is to register , at the Registration centre for public this is 403 777-7373 and for Catholic call 403 500-2575). NOTE to register your child with these school systems, you must have an address within Calgary or surrounding areas to give. If you are going with private education, then registration is completed at each individual school

These centres will make an appointment for you to come in and register, and make sure you ask what documents they require for the appointment. From that point they will assess your child, and then inform you of your designated school, and the next steps to follow.

School class in Hannover (secondary class).

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